If you're not a homeowner or you have very poor credit, consider debt relief instead of a mortgage.

1) Type of debt:

Credit Card Debt
Student Loan Debt
Tax Debt
Other Debt

2) What State do you live in?

Your Profile:     Online Associate's Degree Non-Traditional Part Time     (change your profile)

As a part-time student, it's possible to use loans, scholarships, and other financial aid to cover the costs of your online educational program.

  • How to Get Aid explains how to apply for various financial aid programs.
  • How to Keep Aid shows you budget and financial aid renewal tips you can use as a part-time student.
  • Repaying Loans offers you the knowledge you need to keep on top of your student debt.

Many part-time students accept work-study jobs to help pay for their educational expenses. Most work-study jobs are on-campus, but it may also be possible to work at non-profit organizations and advocacy groups in the community. If jobs are available to you, you may be able to use work-study to supplement your income while working near your home. Check with your school's financial aid office for more information on the Federal work-study program.

One important note: much of Federal aid is now available to part-time and less-than-half-time students. The Stafford Loan is a notable exception; it is not available to students attending school less than half time. As a student attending school half time, you may receive less money than full-time students, but your aid package will have many other similarities.

Use your financial aid money to pay for any educational expenses. Because you're a part-time student, it may be possible to supplement the financial aid you find with a steady income outside of school. In this way, you can combine your financial aid with an existing income to continue your current standard of living while pursuing an education.